Maintain growth、Expanding domestic demand,Stable employment is the key。Since last year,The economic situation fluctuates greatly,Company employees laid off、Migrant workers return home、It is difficult for fresh graduates to find jobs“Employment problem”Meet。Support entrepreneurship,Stable employment,Not only the fundamental guarantee for economic development and social stability,It also improves people’s livelihood、An important basis for stimulating consumption。How to give full play to financial stability、The role of expanding employment,put“Small loan”This type of supported employment、Good policies for starting a business、Good products made real、Make it bigger,Explore a career path、Labor Insurance Department、A win-win path for financial institutions,Active efforts from all parties are still needed。
——Editor 人
Kui Hejun, a college graduate, started his own business and built a pickle factory
bet365 online sports betting mobileEntrepreneurship capital comes in a timely manner”
Our reporter Ouyang Jie
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,Kui Hejun arrived at the Beijing Youth Palace in Xizhimen, Beijing on time,Signed a loan agreement bet365 online sports betting appwith the China Youth Entrepreneurship International Program。Agreement signed,He will get a sum3year510,000 yuan interest-free loan.“This fund is timely for me,Otherwise, I really don’t know where to raise money!This also makes me feel that I am not alone in the entrepreneurial process,There are many people helping。” Kui Hejun said.
The China Youth Entrepreneurship International Program is an international cooperation project to help young people start their own businesses。Young entrepreneurs can apply for entrepreneurial projects to this project organization,After passing the review by its experts,China Youth Entrepreneurship International Program will provide it with a sum310,000 yuan to510,000 yuan interest-free loan,And assign an entrepreneurial mentor,Providing entrepreneurial guidance and professional technical support。
2008Year,After Wei Hejun graduated from Beijing Agricultural College,My classmates and I used the old factory building in our hometown to start a pickle factory,Started self-employment。
The biggest difficulty faced in starting a business is the shortage of funds.“The health license can only be obtained after the old factory is renovated,We still need to buy raw materials、Ingredients,These all require money。” Kui Hejun said, last year10He borrowed the month from his classmates and friends4Purchased for more than ten thousand yuan to renovate the factory building1410,000 catties of mustard greens,Start making pickles。The pickles are now made,They are considering packaging the product and selling it。sOriginal410,000 yuan has not been paid off bet365 online sports betting appyet,Now we need to invest more in packaging equipment and packaging materials2more than 10,000 yuan,Plus shipping costs,Not a small sum for us。”Kui Hejun was quite worried at first。Now with the help of the China Youth Entrepreneurship International Program510,000 yuan loan, the sales funds of pickles are settled.
“However, this5Ten thousand yuan is just the starting capital for starting a business.”“The first pot of gold”See it with your eyes and your hands,Kui Hejun thought further: he calculated the local market size,I think product types and production scale should be expanded。“I need more funds.”He said.
“Solving the financial needs of young entrepreneurs,Need financial funds、Public welfare fund investment,More need for bank credit funds to participate。Various funds should be integrated,Create a good entrepreneurial environment for young people。”Said Yu Ping, Executive Director of the Beijing Office of China Youth Entrepreneurship International Program,“China Youth Entrepreneurship International Program will track entrepreneurs who have received loans3Year’s repayment status and operating status,For bank reference when evaluating loan applications。”
Now,Commercial banks have begun to try to support young entrepreneurs。This year1month,Shanghai Pudong Development Bank cooperates with China Youth Entrepreneurship International Program,Work together to build a platform that provides all-round financial service support for entrepreneurial youth。The bank organizes volunteers to provide business management guidance to entrepreneurial youth、Financial Planning、Marketing、Cost accounting and other bet365 online sports bettingprofessional consulting。When an enterprise develops to a certain scale,It will also be provided to entrepreneurs10100 million yuan special credit line,Opening up fast financing channels for youth entrepreneurship。For those projects with development prospects,The bank will also use its own resources,Introducing venture capital funds to enterprises,Expand financing channels for young entrepreneurs。